Meet The Team
At EPHAS Financial, we exist because every person is a unique creation and has a special story that requires a personalized plan. By investing the appropriate time and patience to understand your personal journey, we will create a unique plan designed to help provide you with financial skills to complete your journey.
Lennrd Fly, AIF®Senior Partner
As a senior partner of EPHAS Financial, Lennrd Fly is
focused on helping clients work toward their retirement
Lenny got his start in the industry in 2013 with Principal Financial
Group and co-founded EPHAS in 2017. He loves helping small
businesses grow and showing families the power of a financial road
map. Lenny believes the best way for people to find financial freedom
is by eliminating debt and unlocking their power to create wealth with
their income leading to a life of abundance, and that people need to
get comfortable being uncomfortable in order to grow.
Lenny has passed the Series 6, 7, 24, 51, 63 and 65 securities exams
and is a licensed life and health insurance agent in North Carolina,
South Carolina, Georgia and Arkansas. He has earned the Accredited
Investment Fiduciary® (AIF®) designation, which reinforces his
commitment to putting his clients’ best interests first.
A U.S. Army veteran, Lenny served as a part of the NATO-led
peacekeeping forces SFOR in Bosnia and Herzegovina and KFOR
in Kosovo. He was released from active duty due to service-related
disabilities in 1999. He found healing and camaraderie in the Warrior
Surf Foundation and recently served as chairman of the organization.
Lenny lives in Johns Island, South Carolina. He has three children —
Madison, Lucy and Liam, wife Dr. Melissa Fly and two step children,
Madalyn and Abigayle. Enjoys volunteering, surfing, fossil hunting,
Jason Kehler Senior Partner
Jason helps clients understand their finances, then works with them one-on-one to adopt solutions that can help better protect their futures.
Drawing on his own qualifications, as well as other professionals in his network, Jason is able to offer his clients a wide range of services, including estate planning, investment reviews, insurance solutions and retirement strategies.
An Investment Adviser Representative, Jason passed the Series 7 and 65 securities exams and holds life and health insurance licenses. He also holds a Bachelor of Arts from Purdue University and a Master of Fine Arts from the University of Virginia. Jason has been a member of the National Association of Insurance and Financial Advisors (NAIFA) since 2010.
Jason is a U.S. Marines veteran, and he enjoys spending time with family and friends outside the office. He also pursues several interests, including working as a Screen Actors Guild actor and stuntman, volunteering as a youth basketball coach, and serving on the board of Smith-Gilbert Gardens and on the membership committee of The Buckhead Club.
Colin T. Meddaugh, MBASenior Financial Advisor
A U.S. Naval officer for 15 years, Colin Meddaugh went looking for something more in life in 2015 and found it in serving others in the financial services field. He joined EPHAS Financial in 2018 and enjoys sharing knowledge and helping others achieve what they once thought was impossible in their life and financial journeys. Colin believes that financial plans should not be static, and he finds fulfillment in helping people adjust for life’s inevitable hurdles and roadblocks.
Colin has passed the Series 7 and 66 securities exams and holds life and health insurance licenses in South Carolina, Virginia and Florida. He earned his Bachelor of Arts in criminal justice from The Citadel and his MBA in financial management from the Naval Postgraduate School.
Colin is a lifetime member of The Citadel Alumni Association, as well as a member of the Surface Navy Association, the Military Officers Association, the Palmetto Military Support Group and the National Eagle Scout Association. In addition to becoming an Eagle Scout, Colin has received several noteworthy scout and military accolades and honors, including Vigil Honor – Order of the Arrow, a Meritorious Service Medal and five Navy Commendation Medals. He also was selected for Early Command at Sea – U.S. Navy Warship.
Colin lives in Mount Pleasant, South Carolina. He enjoys spending time with his longtime girlfriend, Sarah Watson, as well as cycling, running, riding motorcycles, watchmaking and traveling.
Jennifer CramerOperations Manager
Jennifer Cramer is passionate about details. She enjoys assisting others who want to take the next step in preparing and preserving their family legacies, yet she understands planning for a secure financial future can be overwhelming. She views it as her job to make the process simple and relevant to her clients’ needs.
After taking a brief hiatus in her financial services career to be a stay-at-home mom to her five children, Jennifer re-entered the industry in 2016 and joined the EPHAS Financial team in 2019. She is glad to continue to help people find their freedom personally, professionally and financially.
Jennifer earned her Bachelor of Arts from Judson University and has passed her Series 7, 24 and 66 securities exams.
A resident of Marietta, Georgia, Jennifer spends her time away from the office supporting her children in their many sporting activities, including soccer, football and wrestling. She finds time to unwind by walking, reading and watching movies.
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